When you are accused of a crime in a civilian court, and you are a first time offender, you can often be let off with probation or even with a slap on the wrist in some cases. However, when it comes to military court, it’s a completely different story. Civilian court can seem like a walk in the park compared to its military counterpart. Even if you are a first time offender, military courts are known for throwing the book at the convicted. It doesn’t matter if you are in the Army, Navy, Marines or Air Force, if you are accused of a military crime, you need to contact an aggressive military lawyer who can defend you adequately against strict military justice.Your Rights as the Accused
You must understand that military courts handle the rights of the accused in a way similar to civilian courts. That means you have the right to remain silent, the right to military counsel, and you have the right to know why you’re being accused. You should exercise all of these rights the moment you are accused of any crime. Even the slightest statement can give someone the wrong impression that could be used against you in military court. For that reason, exercise your right to silence except to ask for your court provided military counsel.You typically won’t have a choice in which lawyer is assigned to your case, but you do have the right to select a particular lawyer. That person will then assist you with your proceedings, provided that lawyer is available at the time of your trial. It’s recommended that you ask for the most aggressive lawyer out of the pool available. You want the most aggressive because of the severity of the punishment that’s likely to be handed down should you be convicted of the crime against you.Depending on the severity of the crime you are accused of, you could be facing a court martial that could end with disastrous results. Or you may just have to pay a fine or take a pay cut, or you could be dishonorably discharged. And, in worst cases, you could face a stiff prison sentence.Regardless of what you’re facing, an aggressive lawyer who knows his or her way around a military courtroom is your best chance of coming out of this situation with a slap on the wrist.So if you are a member of the armed forces, and you are governed under military law, if you are ever accused of a crime, take advantage of your right to remain silent and ask for the most aggressive military lawyer who will help you beat the charges you’ve been accused of.
Do you turn to best direct payday loan lenders because you are comfortable being in debt? Most people are in debt due to overused credit cards. Is the minimum payment a comfortable enough expense to justify new debt? When you only make the minimum payment each month, do you worry about how much interest eats at your paycheck? Do you ever think about what your finances might look like if you didn’t carry these extra payments around? If the debt is not a necessary expense, why have it scheduled in your budget for so long?Many people avoid using short-term loans for the fact that direct payday lenders charge high interest. The cost is a bit ‘in your face’ when an interest fee is attached to the initial payoff. Since this debt is supposed to be paid off in just a few weeks, the lenders must collect their revenue quickly. Because the loans have half the term limit as credit cards, it can become a very expensive debt if not paid off on time. Interest never goes unnoticed when it comes to short-term loans.Credit cards will usually carry much lower rates with monthly terms and the revolving credit line will remain open as long as you are good at making the monthly payments on-time. Pay down your debt and have that much more available to spend. Give the creditor a reason to raise your rates and not only will the creditor jump on the opportunity, but the rates will skyrocket to short-term loan numbers or even higher. This means that even one late payment could change your debt drastically. Go from a 11.9% interest rate to a 29.99% rate on your current balance, your minimum balance will increase with the added interest charge. Responsible short-term loan lenders will at least keep the rates the same no matter what you do.How comfortable do you get when your finances can no longer keep up with all the debt and unexpected or emergency costs? If you minimum credit card payments increase and the only way to get fast cash is by applying with payday loan direct lenders online, would you be able to continue making payments as well as payoff the short-term loan? Most often, at this point, comfort has flown out the window and financial stress have is the replacement. Will you be able to afford the payoff?Honestly answer the above question in order to make the best choices for your finances. Compare your monthly take-home income and all monthly expenses. Don’t forget to include any repeating quarterly or biyearly bills. In fact, take a look at the most expensive month in the last year. Use the worst case scenario to plan your monthly budget. If you plan for the worst, the rest of the months will be smooth sailing. You may even find that doing so will alleviate the need for future direct payday loans. While you are at it, you can focus on paying off some that debt you were once so comfortable with.Credit card companies want you to be comfortable with their debt. It is their strategic way of keeping you on board while carrying balances from month to month. Because their interest does not usually have the same shock value as a short-term loan, people feel good that they are making smart financial choices. It isn’t until the debt becomes uncomfortable that many people begin to calculate how much of their income was wasted every month.Change your financial mindset. Treat credit cards as you would direct payday lenders, pay the debt off as fast as possible and become comfortable with putting money in a savings account for emergencies.
Posted in Loans
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Employment background checks have grown in popularity among employers over the past one decade or so, to an extent that a majority of organizations in this day and age are those that conduct at least some sort of employment checks before taking in any new employees.It is in the wide acceptance of employment checks where the greatest risk to them lies: namely that, it is very easy to come to view them just as a part of the pre-employment drill – to be gotten over with fast – and thereby forget what their real objective is.Now the real objective of employment checks is meant to be to check against the entry of negative characters into the organization. This is supposed to be accomplished through measures like checking prospective employees’ criminal records, checking prospective employees’ employment records, verifying prospective employees’ educational and professional credentials and perhaps even checking prospective employees’ credit history in some cases, especially where the prospective employee is to engaged in a position that involves financial decision making.A measure like checking a prospective employees’ criminal record can unearth a whole host of past criminal incidences that are relevant to the position in question. Such revelations might be a fairly good predictor to the prospective employee’s future behavior; given that a person’s past behavior tends to be a relatively good indicator of their likely future behavior, unless they have undergone extensive rehabilitation.Now the way to make employment checks more effective is by keeping the end with which one is conducting them in mind all through, and taking the various information that the employment checks reveal with the seriousness it deserves.Unless you make the effort to go about your employment checks with the end towards which you are conducting them in mind, then chances are that you might end up being distracted, which might perhaps cause you to ignore certain aspects of the employment check, or to ignore the information that those aspects of the employment check reveal.Of course, if you are to get the most out of the employment check, it is important that you go about it thoroughly. Keep the end with which you go about the employment check, namely to check against the entry of negative characters into the organization, in mind as you carry out the exercise. Now the bearing of thoroughness this comes from the fact that if you are trying to check against the entry of negative characters into your organization using their past history, then chances are that such negative characters themselves are likely to have also covered their tracks as they went about their negative past (never underestimate the criminal’s psyche, for instance), so that unless you have very thorough in the way you go about the employment check, you could end up in a situation you end up being duped into letting a very negative character into your organization.Unless you take the information the information that the employment checks reveal seriously, then there is absolutely no point in going through the whole exercise in the first place. There is a tricky situation in this regard, where people often ignore the bits of information that the employment check reveals (perhaps in favor of what the prospective employee they are checking tells them); often with very regrettable results.
Posted in Employment
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